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Here’s my story about making Finance Independence one of my major goals in life.
You may call me Alex the Thrifty Hustler or just simply Alex. I’m just a regular guy from Manila in his late-30’s. I guess I’m just like like everyone else. I believed the old cliché of existence – be born, go to school, find a job, buy a house with the white picket fence and build a family, go to work more and then grow old and die. I have lived that kind of life for most of my existence. Sometimes it’s tiring, sometimes it’s exciting… it’s ok… it’s pretty normal I guess.
Everyone I know is living this kind of life.
- We study hard in school so we can get good grades and graduate.
- We work hard in our jobs so we could earn money and buy all the things that we want.
- We spend eight hours at work, an hour or two to get back and forth to our offices, an hour perhaps to prepare and then we go to sleep and we do it all over again.
“We buy things we don’t need with money we don’t have to impress people we don’t like.” – Dave Ramsey
I didn’t have any issue with that kind of existence, as I have said, everyone I know is doing the same thing… it’s pretty normal I guess. We do this routine with pride. We loathe Mondays and we always wait for Fridays which signals the coming of Saturdays. And then on Saturdays and Sundays, we spend those times with the people we love and we engage ourselves in activities that truly matter to us.
I worked days and nights to prove my worth to people that I barely know. I got promoted multiple times, became one of the youngest managers in some of the offices I’ve worked for. I got sent to our other office in various geographic locations to share my best practices. I’ve set up local teams for offshore clients. I’ve flown business class, stayed in five-star hotels and spent my earning thinking I earned it, I worked hard for it thus I deserve to spend it and spend I did.
I though I had it all.
“They deem me mad because I will not sell my days for gold; and I deem them mad because they think my days have a price.” – Kahlil Gibran
And then one day, a friend and a distant relative who were both younger than me died of an illness.
And then I started asking myself… is this all my existence all about. To go back and forth to my office and work 8 – 12 hours and often times more to earn the money that I need to live this life. I was confuse and I didn’t know what to do. I talked to my friends about it over beer (as we always do) and it seems to me that everyone I know does not have a clue on what I was talking about. They just said that this is life and I was lucky that I had those jobs that made me earn more than enough for myself. But why didn’t it feel like that.
I talked to colleagues that are way older than me, and it seems that they’re just waiting for their retirement to be able to access their pension money to be able to start living the life that they want. I toyed with that idea for a bit and then I asked myself, “What if I do not reach the retirement age just like my friend who died at the age of 27? When will I start living the kind of life that I want?”
“The trouble is, you think you have time.” – Jack Kornfield in Buddha’s Little Instruction Book
I started scouring the internet for information and I came across blogs who talk about financial independence. And of all the ideas that I ever came across, this finally made sense to me in relation to what I want to achieve in life.
I want to live a life of balance where most of my time will be dedicated to doing the things that matter to me. I want to live a life wherein I do not have to work for money anymore and instead work on things that are more important and more enjoyable for me. I’m not there yet, not even close, but with this new perspective that I learned, I’m hoping that I could achieve this in the near future.
About this blog
First, I’d like to thank everyone who blogged about their journey towards financial independence. You opened my eyes towards a lot of possibilities that I never knew existed. I intend to do the same thing and share the things that I will learn as I work hard towards my goal.
Aside from writing about financial independence and other hustling activities that I will learn along the way, I will also write about my other interest such as travel and relaxation. I believe that a balance between hustling and doing the things that improves my overall well-being is they key that will help me achieve my goal and hopefully you’ll also learn from my experiences.
If you find value in what I write, feel free to subscribe to my RSS feeds to get the latest update from my blog.
Thanks for reading!